Terms of Use

Effective Date: August 1, 2025

PLEASE READ THE FOLLOWING TERMS CAREFULLY

BY CLICKING “I ACCEPT,” OR BY DOWNLOADING, INSTALLING, OR OTHERWISE ACCESSING OR USING THE SERVICE, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD, AND, AS A CONDITION TO YOUR USE OF THE SERVICE, YOU AGREE TO BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS, INCLUDING SMART MONEY CONSULTING LLC’S PRIVACY POLICY AND OTHER POLICIES REFERENCED BELOW (TOGETHER, THESE “TERMS”). IF YOU ARE NOT ELIGIBLE, OR DO NOT AGREE TO THE TERMS, THEN YOU DO NOT HAVE OUR PERMISSION TO USE THE SERVICE. YOUR USE OF THE SERVICE, AND SMART MONEY CONSULTING LLC’S PROVISION OF THE SERVICE TO YOU, CONSTITUTES AN AGREEMENT BY SMART MONEY CONSULTING AND BY YOU TO BE BOUND BY THESE TERMS.

1. IP Tracking and Social Media Reporting

We reserve the right to monitor and log IP addresses for the purposes of security, abuse prevention, and enforcement of our terms of use. In the event of any unauthorized, inappropriate, or malicious activity, we further reserve the right to report such activity to the appropriate social media platforms and request the suspension or permanent removal of any associated accounts. By accessing or using our services, you acknowledge and consent to this policy.

2. Damages

If you are identified as the suspected violator of our terms, policies, or intellectual property rights, you may be held liable for damages. We reserve the right to pursue legal action and seek up to $50,000 in damages, including but not limited to losses incurred, legal fees, and punitive measures, to the fullest extent permitted by law.

3. License and Restrictions

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial use. You are strictly prohibited from reproducing, distributing, performing, publicly displaying, scraping, data mining, or using any content, materials, or other elements of the Service for the purposes of training artificial intelligence (AI) models or similar technologies, without our express prior written consent. You may not create derivative works based on the content, whether in whole or in part, or use the Service in any manner that violates these Terms. Any unauthorized use constitutes a breach of these Terms and may violate applicable law. In the event of suspected violations, we reserve the right to monitor and collect data, including but not limited to IP addresses and VPN usage, to enforce our rights and protect the integrity of the Service.

4. Warranty

Disclaimer THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. WE MAKE NO GUARANTEES REGARDING THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT OR INFORMATION PROVIDED THROUGH THE SERVICE.

5. Indemnification

You agree to indemnify, defend, and hold harmless Smart Money Consulting LLC, its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against all claims, losses, expenses, damages, liabilities, and costs (including, without limitation, attorneys’ fees) arising from or relating to your use or misuse of the Service, your violation of these Terms, or your violation of any law or the rights of any third party.

6. Subscription and Termination

We may terminate these Terms (including any additional terms and conditions incorporated herein) or suspend access to our Service at any time if we believe you have breached any of these Terms, if we stop providing the Service or any material component thereof, or as we believe necessary to comply with applicable law. If you or Smart Money Consulting LLC terminate these Terms, or if Smart Money Consulting LLC suspends your access to the Service, you agree that Smart Money Consulting LLC shall have no liability or responsibility to you, and (except as expressly provided in these Terms) Smart Money Consulting LLC will not refund any amounts that you have already paid. You may terminate these Terms at any time by discontinuing use of the Service, in which case you may no longer access or use the Service.

7. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Alabama without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction and venue of the state and federal courts located in Madison County, Alabama for any disputes arising out of or relating to the Service or these Terms.

8. Modifications to Terms

We may update these Terms from time to time. When we do, we will revise the "Effective Date" above. Your continued use of the Service after any such update constitutes your acceptance of the revised Terms.

9. Contact Information

If you have any questions regarding these Terms, you are advised to consult with your legal counsel prior to contacting us. For further inquiries, you may reach us at: Email: smartmoneysports34@gmail.com

Johnston Moore & Weston
120 Holmes Ave NE Suite 200
Huntsville, AL 35801